Asked by Anonymous
Hi there, I am seeking assistance to see if I am eligible to purchase a house (be it Resale or BTO).
Myself is a Singaporean while my spouse is a Malaysian holding Long Term Visit Pass Plus (LTVP+). He used to work in SG for almost 15 years but only holding work permit and S.Pass. Last year March, he gotten his LTVP after waiting for 6 months. In that 6 months he was jobless here and work in JB on and off to get some income, afterwhich he decided to start some small business. Up till today, he is mostly working in JB and before the CB, he worked some weekends as a Part time (F&B in SG) just to have an employment status here (salary ard $200 per month only) Myself, not having a high income and my gross salary is ard $1900 per month.
My worry is, are we able to purchase a house in SG ? MY CPF is only enough to cover downpayment of 10% for a typical 4rm HDB with some balance . My husband does not have income in SG to show any payslip etc. Only income from Malaysia.
Myself is a Singaporean while my spouse is a Malaysian holding Long Term Visit Pass Plus (LTVP+). He used to work in SG for almost 15 years but only holding work permit and S.Pass. Last year March, he gotten his LTVP after waiting for 6 months. In that 6 months he was jobless here and work in JB on and off to get some income, afterwhich he decided to start some small business. Up till today, he is mostly working in JB and before the CB, he worked some weekends as a Part time (F&B in SG) just to have an employment status here (salary ard $200 per month only) Myself, not having a high income and my gross salary is ard $1900 per month.
My worry is, are we able to purchase a house in SG ? MY CPF is only enough to cover downpayment of 10% for a typical 4rm HDB with some balance . My husband does not have income in SG to show any payslip etc. Only income from Malaysia.
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